After many years of working, studying and reading, I realize that we are never to old to learn.  The idea behind this blog is to share the knowledge I have gained and I am hoping to get some insightful feedback.  It is often difficult to bring theory and life together and making it work in everyday lives.  Please share your ideas.

There is so much to write and so little time.  Tell me what you want to know and what you are battling with.  I am looking forward to hear from you.

English is not my first language.  Please tell me if you find spelling mistakes, bad sentence construction etc. Your help will be appreciated.

Everyone needs a disclaimer, right?  This is my personal blog.  It is built from theory and personal experience.  The opinions I express here, is mine and mine alone.  Nothing I write here must be seen as legal or financial advice.  In case I say something stupid… I make no representations as to accuracy, completeness,  suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.  My opinions may change over time.  I see this as a necessary consequence of keeping an open mind.  You are welcome to disagree or challenge me.  Just remember to always be polite.